Canadian MSBs for Sale — Live Inventory of FINTRAC-Registered Companies

We always maintain a minimum of 10 FINTRAC-registered Canadian MSBs in stock, ready for immediate ownership transfer. Our inventory is organized into three tiers based on what’s included. All companies are pre-screened, fully compliant, and transfer-ready.

Tier 1 — Standard MSB

The foundation tier. Suitable for most fintech use cases that don’t require holding customer funds.

✅ FINTRAC MSB registration with all 6 permissions (FX, money transfer, virtual currency, money orders, crowdfunding, payment services)
✅ Canadian corporation in good standing (BC, NB, or Ontario)
✅ Complete AML/CTF compliance program
✅ Designated CAMLO + handover documentation
✅ Clean FINTRAC history (no enforcement actions)
✅ Banking introductions to MSB-friendly Canadian banks
✅ Ownership transfer in 5–8 hours

Best for: FX brokerages with same-day settlement, remittance facilitators, crypto OTC desks, B2B payment platforms, fintech apps not holding customer balances.

Tier 2 — Premium MSB + RPAA

Standard tier plus active Bank of Canada RPAA registration. The strongest Canadian payment authorization.

✅ Everything in Standard MSB
✅ Bank of Canada RPAA registration (active)
✅ Risk management framework (operational, fraud, cyber, compliance)
✅ End-user funds safeguarding plan (trust account / guarantee / insurance)
✅ Incident reporting procedures (24-hour Bank of Canada notification)
✅ Governance + conflict-of-interest policies
✅ Risk officer + CAMLO documentation

Best for: Digital wallets, neobanks, remittance services holding funds in transit, payment processors, crypto exchanges with fiat on/off-ramps, BNPL platforms. Full MSB+RPAA details.

Tier 3 — Enterprise MSB

Premium tier plus established banking and operating history. The premium choice for buyers who need credibility on day one.

✅ Everything in Premium MSB+RPAA
✅ Active Canadian banking relationship (transfers with ownership)
✅ Established transaction history (multi-year operating record)
✅ Premium FINTRAC standing (multiple compliance reviews passed)
✅ Existing customer base (where applicable)
✅ Industry references available

Best for: Operators needing immediate banking and reputation, M&A roll-up acquirers, foreign fintechs entering Canadian market with established counterparty expectations.

What’s Included — Comparison Matrix

Feature	Standard	Premium+RPAA	Enterprise
FINTRAC MSB registration	✅	✅	✅
All 6 permissions	✅	✅	✅
AML/CTF compliance program	✅	✅	✅
Bank of Canada RPAA	—	✅	✅
Risk + safeguarding frameworks	—	✅	✅
Established banking relationship	Introductions	Introductions	Active
Operating / transaction history	Clean (light)	Clean (light)	Multi-year established
Industry references	—	—	✅
Ownership transfer time	5–8 hrs	5–8 hrs	5–8 hrs

Featured: MSB + RPAA Bundle

Most modern fintechs need both FINTRAC MSB and Bank of Canada RPAA. Building both from scratch takes 8–12 months. The MSB+RPAA bundle is our most-acquired tier among PSPs, digital wallets, and crypto fiat platforms. See the dedicated MSB+RPAA page for full details.

How to Reserve an MSB

Initial inquiry — tell us your use case and tier preference
NDA + disclosure — full company details revealed under NDA (typically within 1 hour)
Reserve — refundable deposit holds the MSB while you complete due diligence
Due diligence + SPA — review and sign share purchase agreement
Closing — escrow funds, sign transfer, FINTRAC notification (within 30 days)

From inquiry to closing: typically 5–8 hours of active work, completed within 1–2 business days.

Frequently Asked Questions

How do I reserve an MSB?

Contact us for current inventory. Once you’ve selected a tier and (under NDA) reviewed specific company details, a refundable deposit secures the MSB while you complete due diligence and finalize the share purchase agreement. Reservations typically convert to closing within 1–2 business days.

Can I see specific company details before purchase?

Yes — under NDA. Public-facing inventory shows tiers and capabilities only (so we don’t disclose seller-specific information). Once you express serious interest and sign an NDA, we share: corporation name, FINTRAC MSB registration number, incorporation province, operating history, banking status, and full compliance documentation.

What’s the price difference between Standard and Premium tiers?

Pricing varies by current market conditions. As a guide, Premium MSB+RPAA is meaningfully more than Standard (because RPAA registration adds significant compliance value), and Enterprise tier is more again (because of established banking and history). Specific pricing is shared during initial consultation.

Are there any MSBs with established banking?

Yes — our Enterprise tier includes active Canadian banking relationships that transfer with ownership. Standard and Premium tiers come with banking introductions to MSB-friendly Canadian banks (a few mid-size institutions actively bank MSBs). Banking is the #1 buyer concern, and we address it directly in every transaction.

Is your inventory really always 10+?

Yes. We maintain a minimum of 10 FINTRAC-registered Canadian MSBs at all times. As inventory sells, we add new pre-registered companies to the pipeline. We’ve maintained this minimum since our launch in partnership with Estrella Fintech M&A. If we’re ever below 10, we publicly disclose it.

Can foreign buyers acquire from your inventory?

Yes. There is no Canadian citizenship or residency requirement for MSB ownership. The MSB itself must be a Canadian corporation, but shareholders can be any nationality. We routinely close transfers with US, EU, UK, Latin American, and Asian buyers.

Next Steps

Compare Canadian MSB to Other Jurisdictions

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